Ethereum · Switzerland · Italy

From property
to portfolio in five steps.

Netok tokenizes institutional-grade Swiss and Italian real estate into ERC-1400 security tokens. Invest from CHF/EUR 100. Earn monthly rental income. Fully compliant under Swiss DLT Act & EU MiCA.

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From property to portfolio
in five steps.

Compliant under Swiss DLT Act (2021) and EU MiCA. KYC mandatory before token issuance.

01

Due Diligence

We vet every property: independent valuation, legal audit, and risk assessment. Only assets meeting strict criteria are listed.

02

Legal Setup

Each property is held in a dedicated SPV under Swiss DLT Act — fully documented, legally audited, and ownership rights mapped to tokens.

03

Token Issuance

ERC-1400 security tokens minted on Ethereum/Polygon with built-in compliance. Capped supply, on-chain transparency.

04

Onboard & Invest

Complete KYC in under 5 minutes. Your wallet is whitelisted automatically. Invest from CHF/EUR 100 via stablecoin or bank transfer.

05

Earn & Trade

Monthly rental income in stablecoins to your wallet. P2P token transfers enabled. Secondary marketplace launching Q3 2026.

Ready to start?
Free · Takes 2 minutes

A multi-trillion paradigm shift.

Netok fee vs. industry average

1.8%

82% cost advantage vs. competitors at ~10%. Fees: 2% tokenization · 0.5% annual management · 1% secondary market.

Minimum investment

CHF 100 / EUR 100

From €100 vs. traditional real estate entry at €50K–€500K. Democratizing access across the Switzerland–Italy corridor.

Target annual yield

8–12%

Gross rental yield on tokenized Swiss and Italian prime residential assets, distributed monthly in USDT, USDC or DAI stablecoin.

Property Listing.

Seefeld Zurich Coming Soon

Zürich, Switzerland

Seefeld Residential Complex
Series A — Equity Token

Target Yield

9.2%

Min. Investment

CHF 100

Asset Value

CHF 4.2M

Token Price

CHF 100

0% Funded — Registration open

View property →
Porta Nuova Milano Coming Soon

Milano, Italy

Porta Nuova Residential Tower
Series A — Equity Token

Target Yield

10.8%

Min. Investment

EUR 100

Asset Value

EUR 6.8M

Token Price

EUR 100

0% Funded — Registration open

View property →
Lugano Villa TBA

Lugano, Switzerland

Collina d'Oro Villa Complex
Series A — Equity Token

Target Yield

8.5%

Min. Investment

CHF 100

Asset Value

CHF 3.1M

Token Price

CHF 100

0% Funded — Notify me

View property →
Basel Gundeldingen Series B

Basel, Switzerland

Gundeldingen Apartment Block
Series B — Equity Token

Target Yield

7.8%

Min. Investment

CHF 100

Asset Value

CHF 480k

Token Price

CHF 100

0% Funded — Registration open

View property →
Verona Veronetta Series B

Verona, Italy

Veronetta Residential Block
Series B — Equity Token

Target Yield

8.9%

Min. Investment

EUR 100

Asset Value

EUR 350k

Token Price

EUR 100

0% Funded — Registration open

View property →
Bern Laenggasse TBA

Bern, Switzerland

Länggasse Residential Portfolio
Series B — Equity Token

Target Yield

7.2%

Min. Investment

CHF 100

Asset Value

CHF 420k

Token Price

CHF 100

0% Funded — Notify me

View property →

Free Research Report

Tokenizing Real Estate: Trends in Italy & Switzerland

Understand the regulatory landscape, market size, and investment opportunity across the Switzerland–Italy corridor. 2-page briefing, free download.

Built on Swiss law. Ready for Europe.

Every Netok offering is structured as an SPV under Swiss corporate law, registered on the DLT ledger as mandated by the Swiss DLT Act (2021), and KYC-gated at the smart contract level. EU investors are served under MiCA and EU Crowdfunding Regulation.

Swiss DLT Act 2021 FINMA Framework EU MiCA ERC-1400 KYC / AML SPV Structure

Common questions.

What is a security token?
A security token is a blockchain-based digital asset representing a regulated financial instrument — in Netok's case, fractional equity in a real property held by an SPV. Unlike utility tokens, security tokens carry investor rights: income distributions, potential capital gain, and governance participation.
Do I need a crypto wallet?
No. Netok provides a custodial wallet for non-crypto users. You can invest with a standard bank transfer. Advanced users can connect their own ERC-1400 compatible wallet for full self-custody.
How are rental payments distributed?
Rental income is collected by the property manager, converted to stablecoin, and distributed monthly via smart contract directly to your wallet. Netok supports all major regulated stablecoins: USDT, USDC and DAI. Withdraw to your bank at any time via our fiat off-ramp.
Can I sell my tokens?
Peer-to-peer transfers between KYC-verified wallets are enabled from day one. A regulated secondary market is projected for Q3 2026. All transfers require the recipient to pass KYC — enforced at the smart contract level.
What is the minimum investment?
CHF/EUR 100 per token. Each token represents one fractional share of the SPV owning the property. There is no maximum — institutional investors may purchase entire token series subject to regulatory limits.
What are the fees?
Netok charges: 2% tokenization fee on primary issuance, 0.5% annual management fee, and 1% secondary market transaction fee. Property management costs (8-12% of gross rental income) are deducted at SPV level.
How do stablecoins work, and why does Netok use them?
A stablecoin is a cryptocurrency whose value is pegged 1:1 to a fiat currency (typically the US Dollar). The peg is maintained through collateral reserves: USDC and USDT hold dollar-denominated assets in regulated bank accounts equal to every token in circulation; DAI maintains its peg via over-collateralised crypto assets locked in smart contracts.

Netok uses stablecoins for income distribution because they settle instantly (under 60 seconds on Polygon), at any hour, to any wallet globally, at a fraction of the cost of a bank wire. When rental income arrives at the SPV it is converted to stablecoin and distributed directly to token holders via smart contract, removing the need for payment processors, correspondent banks, or manual reconciliation. You can convert stablecoin to EUR or CHF via the integrated fiat off-ramp at any time.
How are yields calculated? What is the difference between gross and net yield?
Gross yield = Annual gross rent / Property value x 100. This is the headline figure before any costs are deducted.

Net yield (target yield) = (Annual gross rent - Operating costs) / Property value x 100. Operating costs include property management fees (typically 8-12% of gross rent), insurance, maintenance reserves, vacancy allowance, and Netok's 0.5% annual management fee. This is the figure distributed to investors.

Total return adds any capital appreciation to the net yield. Capital gains are realised only on a secondary market sale or property exit.

Example: a property worth CHF 1,000,000 generating CHF 90,000 gross annual rent has a 9.0% gross yield. After CHF 18,000 in operating costs, the 7.2% net yield is what flows to token holders. Netok displays both figures on every property page.
What is ERC-1400 and why is it used for security tokens?
ERC-1400 is a suite of Ethereum token standards (ERC-1410, ERC-1594, ERC-1643, ERC-1644) designed specifically for regulated financial instruments. Unlike the standard ERC-20 token, ERC-1400 adds compliance controls required by securities regulators:

Transfer restrictions: the smart contract blocks transfers to wallets that have not passed KYC, appear on sanctions lists, or are in restricted jurisdictions - enforced automatically at the protocol level, not by a human gatekeeper.

Forced transfers: a designated controller (regulator or court order) can forcibly reassign tokens in the event of a legal dispute or inheritance - a requirement under FINMA rules and most EU regulatory frameworks.

Token partitions: different classes of rights (voting shares vs. non-voting income shares) can be encoded in the same contract.

Document linking: legal documents such as the prospectus and SPV deed can be linked on-chain and updated, creating an immutable audit trail.

These features make ERC-1400 tokens legally defensible instruments - a prerequisite for FINMA licensing and EU MiCA compliance.
What is ERC-3643 (T-REX) and how does it relate to ERC-1400?
ERC-3643, also known as T-REX (Token for Regulated EXchanges), is an open-source security token standard developed by Tokeny Solutions and maintained by an industry consortium. It builds on ERC-1400 concepts but introduces a more modular on-chain compliance architecture.

ONCHAINID: each investor is assigned a verifiable on-chain identity that stores their KYC status, accreditation level, and jurisdiction - without exposing personal data publicly. The token contract checks this identity registry before permitting any transfer.

Modular compliance rules: compliance logic lives in separate smart contract modules (max investor count, country restrictions, lock-up periods) that can be updated independently without redeploying the token itself - important for adapting to regulatory changes after launch.

Granular agent roles: issuer, compliance agent, and transfer agent permissions are separated, preventing any single party from having full unilateral control.

ERC-3643 is adopted by Tokeny, several regulated European exchanges, and institutional issuers. Netok evaluates both ERC-1400 and ERC-3643 as the compliance layer, selecting based on infrastructure partner implementation and FINMA guidance at the time of issuance. Both standards are compatible with the Polygon network used for cost-efficient settlement.

Be first to invest
in tokenized Europe.

Join the waitlist to access our first property offerings before public launch — Q2 2026. No wallet required yet.

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Netok

Fractional real estate investment on blockchain. Switzerland · Italy.

Switzerland

Netok AG
Via Nassa 15
6900 Lugano
CH

Italy

Netok Srl
Piazza Gae Aulenti 4
20154 Milano
IT

Contact

[email protected]
General inquiries

[email protected]
Investor relations

Legal Disclaimer

Not an offer to invest · Not financial advice · Pre-launch platform

The information contained on this website is provided for informational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, financial instrument, or investment product. Nothing on this website should be construed as investment, legal, tax, or financial advice. You should consult with qualified legal, financial, and tax advisors before making any investment decision.

Netok is a pre-launch platform currently in development. Netok AG is not yet a licensed financial intermediary, investment firm, or regulated entity under the Swiss Financial Market Supervisory Authority (FINMA), the Italian Commissione Nazionale per le Società e la Borsa (CONSOB), or any other regulatory authority. No securities, tokens, or financial instruments are being offered, sold, or distributed at this time. Future offerings will be conducted in full compliance with the Swiss DLT Act (2021), EU Regulation 2023/1114 on Markets in Crypto-Assets (MiCA), and the EU Crowdfunding Regulation (ECSPR).

Investing in tokenized real estate involves significant risks, including but not limited to: illiquidity of tokens, loss of capital, technology and smart contract risk, regulatory and legal uncertainty, counterparty risk, property market fluctuations, and stablecoin depegging risk. Past performance, projected yields, and market forecasts presented on this website are illustrative only and do not guarantee future results. Target yields of 8–12% are projections based on market analysis and are not guaranteed.

This website is not directed at citizens or residents of the United States of America, Canada, Japan, or any jurisdiction where distribution of this information would be contrary to applicable law. It is the responsibility of any person accessing this website to observe all applicable laws and regulations of their jurisdiction.

Market data and forecasts are sourced from third-party research including BCG, ADDX, Deloitte, and McKinsey. Netok does not independently verify such data. All projections are subject to change without notice.

© 2026 Netok AG · Zug, Switzerland · All rights reserved · Privacy Policy · Terms of Service

Own a fraction of
prime real estate
on-chain.

Join early investors accessing institutional Swiss and Italian properties from CHF/EUR 100. Fully compliant. Monthly income. No crypto experience required.

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Book a discovery call
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  • A walkthrough of the Netok tokenization platform
  • A brief consultation tailored to your investment goals
  • Insights on Swiss and Italian real estate tokenization
  • Regulatory guidance — DLT Act, MiCA, FINMA

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Free Research Report

Tokenizing Real Estate:
Trends in Italy & Switzerland

Enter your email to get instant access. Learn how tokenization works, what the regulations say, and why Switzerland and Italy are leading in Europe.

No spam. We will notify you before the first property offering goes live.

Zurich · Milan · Lugano Coming soon

All Properties & How It Works.

Three asset classes. One compliant platform. From CHF/EUR 100, any verified investor can co-own institutional-grade real estate across Switzerland and Italy.

Asset classes

Three types of tokenizable real estate.

01

Residential & Rental

Apartment blocks, long-term rental portfolios. Stable monthly income via smart contract.

02

Commercial Real Estate

Office, retail, logistics assets. Higher gross yields, institutional-grade tenants.

03

Development Projects

New construction and renovation. Fixed-rate returns or profit participation upon exit.

How it works

The Netok process — end to end.

Property selection & due diligence

Every asset undergoes independent valuation, legal audit, and risk assessment. Only properties that meet strict financial and regulatory criteria are listed on the platform.

1
Property analytics dashboard
Legal structuring and compliance
2

Legal structuring

A dedicated SPV is created under the Swiss DLT Act for each property. Ownership rights are legally mapped to digital tokens — fully documented and compliant.

Token issuance

ERC-1400 security tokens are minted on Ethereum/Polygon with built-in compliance rules. Capped supply, on-chain transparency, and transfers restricted to verified wallets only.

3
Blockchain token issuance
Investor onboarding and KYC
4

Investor onboarding & purchase

Complete KYC in under 5 minutes. Your wallet is whitelisted automatically. Invest from CHF/EUR 100 via stablecoin or bank transfer — 1 token = 1 fractional share.

Income & liquidity

Rental income distributed monthly in stablecoins directly to your wallet. Transfer tokens peer-to-peer or trade on the secondary marketplace launching Q3 2026.

5
Income distribution and portfolio

Use cases

Real estate sectors

🏠

Residential & Rental

Property owners digitize income rights from rental buildings, sharing them with global investors. Tokens automate monthly payouts on-chain while the owner retains the underlying asset.

How it works

Rental income is converted into digital tokens. Investors receive transparent, automated payouts. Ownership records are maintained on the blockchain.

Benefit

Owners monetize without selling. Investors access passive income with full transparency and low entry barriers.

🏢

Commercial Equity

Real estate firms tokenize fractional ownership in high-value commercial properties — warehouses, offices, logistics hubs — opening institutional-grade assets to a wider investor base.

How it works

Ownership rights become fractional digital shares. Rental revenue collection and distribution are automated via smart contracts.

Benefit

Issuers unlock capital while keeping operational control. Investors access institutional property at a fraction of the cost.

🏗️

Development Projects

Developers raise early-stage funding by digitizing project equity, giving investors a stake in new builds — from residential complexes to mixed-use developments.

How it works

Digital tokens represent rights to project equity. Returns are distributed automatically upon project milestones or completion.

Benefit

Developers attract capital efficiently in early phases. The blockchain provides full transparency on milestones and fund allocation.

Ready to invest in tokenized real estate?

Join the waitlist — be first to access our property offerings before public launch in Q2 2026.